No Credit Score--Can I Get A Mortgage?

No Credit Score--Can I Get A Mortgage?

The answer is yes, if you take the correct steps ahead of time. We can often make mortgages to folks with no credit scores, by making use of a "non-traditional" credit report.

We'll need a VOR (verification of rent) from a licensed property manager or Realtor, or 12 months of cancelled checks on your account to prove timely rental payment. Then we'll need 2-4 (depending on the investor requirements) other references. Acceptable sources include power, water, cell phone, insurance, cable, or other companies you pay on a regular basis.

We promise not to bother you with phone calls after you contact us, but only to respond to your questions.

Our Mission is to help you find the best mortgage program for your short and long-term goals. The loan process can be intimidating and frustrating, and there are many new disclosure forms that can be confusing. Barbara and Don Coker promise a level of personal service that you can't get through an anonymous internet lender. We are Texas residents, and both Affiliates of the Year at the San Antonio Board of Realtors. Our 25+ years of service to Texas Homeowners speaks to our commitment and professionalism. Call us at 210-842-4185 for honest advice. We are here for you!