TX mortgages : TX mortgage rates and home loans

FHA--3.5% down payment is one of the main benefits of the FHA mortgage program. But there are more! You don't have to be a first time buyer; you don't have to attend any homebuyer classes; the seller can pay up to 6% towards your closing costs and prepaids. Qualifying ratios and credit score requirements are more flexible than for conventional loans. Family members can help by co-signing on a loan to add to qualifying income. The loans are assumable with qualifying. You can have a gift for down payment and closing costs from family members or close friends.

FHA loans are for primary residences only. No 2nd homes or investment properties at this time.

HUD Repo's with $100 down payment! Currently HUD is offering their properties with only $100 down with FHA financing. HUD won't pay all of your closing costs though. Your offer must match the appraised value, and you must pay the 1% one-time MIP in cash. Call us at 210-842-4185 for more information.

Our Mission is to help you find the best mortgage program for your short and long-term goals. The loan process can be intimidating and frustrating, and there are many new disclosure forms that can be confusing. Barbara and Don Coker promise a level of personal service that you can't get through an anonymous internet lender. We are Texas residents, and both Affiliates of the Year at the San Antonio Board of Realtors. Our 25+ years of service to Texas Homeowners speaks to our commitment and professionalism. Call us at 210-842-4185 for honest advice. We are here for you!