10 Commandments for Buyers!

	Shopping for a mortgage? We are ready to help! Call us right now at 210-842-4185. Or Apply Here.

    1.  Thou shall not change jobs, become self-employed or quit your job.

    2.  Thou shall not buy a car, truck or van (or you may be living in it).

    3.  Thou shall not use credit cards excessively, close them, or let them

         fall behind or go over your limit.

    4.  Thou shall not spend money you have set aside for closing.

    5.  Thou shall not omit debts of liabilities from your loan application.

    6.  Thou shall not buy new furniture for your house.

    7.  Thou shall not originate any inquiries into your credit.

    8.  Thou shall not make large deposits without checking with your loan

         officer.

    9.  Thou shall not change bank accounts.

    10. Thou shall not co-sign a loan for anyone or take a loan from anyone.

As you are ready to apply for a home mortgage, please keep these "commandments" in mind.  Remember, underwriters like stability, so please don't make sudden changes in your financial situation without discussing them with us.  Call us at 210-842-4185!

At Directions Equity Home Loan, we answer questions about this process every day. Call us at 210-842-4185 anytime.  We don't keep bankers' hours!